Fisker Finance
What is Fisker Finance?
Fisker Finance is the tradename licensed by Fisker through which JPMorgan Chase Bank, NA offers financing and account servicing to Fisker customers in California.
Why choose Fisker Finance?
Simplify your purchase with an easy, transparent financing process. Through a fully digital application you can apply for financing that best fits your needs.
- Quick decisions.
- Concierge team to answer questions and assist with the application process.
- Access your loan application through your Fisker account.
Application
What financing options are available?
Fisker Finance currently offers consumer-purpose loans to California applicants and co-applicants only.
Alternative financing options may be available in other states. Please visit Fiskerinc.com US Locations to view Dealer Partners or contact Fisker Inc. at 1-844-FISKER1 to explore options.
Who can apply?
Applicants must be the age of majority, be a resident of California, have a valid Social Security Number, and must meet established credit and eligibility requirements.
How and when do I apply?
The Fisker Finance application will be available via a link from your Fisker account. Fisker will prompt you to apply at the appropriate time based on your vehicle’s anticipated delivery timeline.
What do I need to apply?
Our easy and quick application will ask you to provide information about your residence, employment and income, date of birth, as well as your Social Security Number. Occasionally we will ask for additional documentation as part of the application process.
I have technical issues or difficulty completing the application.
Please contact us at 877-820-7955.
Our team is available:
- Monday thru Friday 6:00 AM to 6:00 PM PST
- Saturday 6:00 AM to 4:00 PM PST
Application Decisions
How long are my approval and rate valid?
Fisker Finance approvals and rates are good for 45 days from decision response date.
How long does it take to get a response?
We’ll make our best effort to provide a fast decision, but in some cases we may need additional time to review your application. When we have made a decision, you will be notified through your Fisker account.
I received an approval with terms different than those I selected.
Occasionally we may not be able to approve you at the terms you requested, but we may be able to approve your deal with terms different from those on your application.
If you accept the approval, simply select “accept offer” from inside your Fisker Finance application. If have questions about the approval, you can contact the Fisker Finance concierge team at 877-820-7955.
Our team is available:
- Monday thru Friday 6:00 AM to 6:00 PM PST
- Saturday 6:00 AM to 4:00 PM PST
You will receive a letter explaining the reasons behind our decision within 30 days of our decision.
My application was declined.
Please check that your credit bureaus are unfrozen and that you do not have an extended fraud alert.
If your credit bureau files are frozen, please unfreeze your bureaus and notify us at 877-820-7955 so that we can process your application. Our team is available by phone (1) Monday through Friday 6:00 am to 6:00 pm Pacific; and (2) Saturday 6:00 am to 4:00 pm Pacific
If you have an active extended fraud alert, please ensure there is a telephone number associated with your alert before contacting us at 877-820-7955. Our team is available by phone (1) Monday through Friday 6:00 am to 6:00 pm Pacific; and (2) Saturday 6:00 am to 4:00 pm Pacific
You will receive a letter explaining the reasons behind our decision within 30 days of our decision.
I’d like to change my down payment, term, or add a co-applicant.
Please contact us at 877-820-7955 to discuss the desired change.
Our team is available:
- Monday thru Friday 6:00 AM to 6:00 PM PST
- Saturday 6:00 AM to 4:00 PM PST
Adding a co-applicant to an existing application will require you to submit a new application with both co-applicants.
Changing the structure of your deal is subject to approval by Fisker Finance and may impact your APR and monthly payment.
Rates & Terms
What are Fisker Finance’s rates and terms?
Fisker Finance offers competitive rates and flexible terms to fit your needs (up to 84 months). Credit decisions and rates available are based on a number of factors including your credit score, the loan term selected, the amount being financed, and the ability to repay
You can see an estimated 60-month loan payment for your vehicle via the Fisker 3-D configurator (fiskerinc.com/configure/ocean). You will also be able to estimate a monthly payment for a variety of terms and down payment amounts as part of your vehicle order process.
Due to variability in rates over time, rates may be different for vehicles scheduled for production in the future.
Delivery
I have a question about my delivery date or my vehicle.
Please reach out to the Fisker customer support team via the Contact Us button on Fiskerinc.com.